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Apply for a Personal Loan today:-
Watch this video to understand how to know your personal loan eligibility for a second personal loan, and what to expect before applying for a second personal loan. This video also mentions useful tips one may follow in case they have existing loans and need extra funds to manage an emergency.
You can use a personal loan eligibility calculator to evaluate your eligibility and calculate the maximum amount you can borrow based on various eligibility factors to apply for a second Personal Loan.
However, there are a few things you must consider before applying for a second personal loan:
· Additional EMIs will affect your disposable income
· Your credit limit utilization increases, lowering your credit score.
· You may get the second personal loan at a higher rate of interest
· If more than 50%-60% of your monthly income goes towards existing EMIs, your application may get rejected.
Click here to know your personal loan eligibility:-
Fullerton India offers personal loans online up to INR 25 lakhs* at attractive interest rates. Click here to apply for an instant personal loan –
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Since its launch in January 2007, Fullerton India has successfully and strongly established itself, spread across the country’s broad financial landscape, with a network of over 626 branches that serves over 2.8 million customers.
Our primary services constitute personal loans, working capital loans for urban self-employed, loans for commercial vehicles and two-wheelers, home improvement loans, loans against property, financing of SME for working capital and growth, loans for rural livelihood advancement, rural housing finance and financing of various rural micro-enterprises.