Credit Card Secrets – 5 Things to know before using a credit card. [HINDI]



Kya aap Credit Card lena Chahte hai?
Yaa Credit Card lekar fass gaye hai aur Credit Card ke paise chukka nahi paa rae!
Agar haan, toh ye video hai AAP ke liyye. Aaj ke Video me, main bataunga ki:

1. Credit Card and Debit Card main kya Difference hai
2. Kaise Aap kar sakte hai Credit Card ka BEST USE
3. How to Pay Credit Card Installments Easily

———1. INTEREST FREE LOAN
Debit Card = Aap Bank Account Balance
Jitna paisa aapke Bank Account main Hota hai, aap utna paisa hee Debit Card se kharch kar sakte hai.
Credit card ka aapke Bank Account Balance se koi lena dena nai Hota.
Credit Card issue Hota hai aapke salary yaa annual income ke basis par.
Credit Card ke through aapko 50 days ke liyye INTEREST FREE LOAN/ PAISA mil Jaata hai (it differs from bank to bank and credit card to credit card)
Toh jo bhi Money aapne Spend kiya hai, usse repay karne ke liyye aapke paas poore 50 days hote hai!

———2. FRAUD TRANSACTION SE BACHEIN
Aaj-Kal har koi Online shopping yaa Online Transactions karta hai!
Kai International websites aise hote hai jinme sirf CVV se payment ho jaata hai…Aise main Bank fraud yaa Account Hack hone ke khatre badh jaate hai. Agar aap Credit Card use karte hai, toh aapko aise kisi khatre se darne ki zarurat nahi!

———3. Improve CIBIL Score and Get More Loan
CIBIL Score kya Hota hai? To explain it simply, CIBIL Score ek aisa Score hai jo aapki Payment history dikhaata hai – ki jab-jab aapne LOAN liyya – kya aapne use Time par repay kya ya nahi. Credit Card use karne se aap apna CIBIL Score improve kar sakte hai, saath hee saath aur zyaada Loan bhi paa sakte hai.

———4. Recurring Payments
Bahot saari jagah, jaise kaafi saare International websites par sirf credit card accept kiya jaata hai + saath hee saath Recurring payments ke liyye bhi aap Credit Cards use kar sakte hai

———5. No Tension During Emergency
Agar kabhi koi Medical yaa financial Emergency aaye…toh aapko paiso ke liyye rukna nahi padega and aaram se aap Credit Cards se Hospital Bills, etc. pay kar sakte hai!

Par kya Credit Card Ke sirf Munaafe hai???
Bank kyu chahti hai aapko Credit Card dene?
Full Auto Debit kya Hota hai – Kyu Aapko Full Auto Debit Option Use karna chahiye?
Kya Aapko Credit Card lena Chahiye?
Kitna hai Credit Card ka Interest – Kya hai Credit Card ke Nuksaan – Jaan ne ke liyye dekhiye Video ko!

Umeed karta hu ki ye Video aapke liyye faydemand Rahega Aur isse aapko Credit Card ki important jaankari mil gayi hogi !

See My Complete Portfolio
http://www.finology.in/my-portfolio.html

Best Course on Stock Market Investing http://www.finology.in/academy.html

Stock Selector
https://www.finology.in/stock-selecto

Open an Instant Online Zero Brokerage Trading Account
https://zerodha.com/open-account?c=ZM
**************************************

INVESTONOMY by Pranjal Kamra- https://amzn.to/36kKrdj

**************************************
Best Books on Investing –
Rich dad poor dad (HINDI) – http://amzn.to/2FQTIx0
Learn to Earn – http://amzn.to/2FHrLHx
Dhandho investor – http://amzn.to/2BcAqOL
Education of a Value investor – http://amzn.to/2D5Vtod

Connect with Me –
Twitter Tips – https://twitter.com/myfinology
facebook connect – https://www.facebook.com/myfinology/
Instagram updates – @myfinology
Email – [email protected]

source

Check Also

How To Get $50k Capital One Business Credit Card Using Business Credit Reviews 2021?

Get Free Business Credit Videos 👉 https://houstonmcmiller.net/ How To Get $50k Capital One Business Credit …

33 comments

  1. vivek gulati

    Agar koi card use kam kare toh bhi bank wale jeene nahi dete.

  2. Bikash Sabar

    Thank you @pranjal kamra sir

  3. sunil kumar thapa

    BAhut ashe se samjaya sir rhanks

  4. Sanjeev kumar

    Thank you sir

  5. Ritwik Mondal

    Thank you sir

  6. Sakshi Bihani

    ok

  7. Manoj Rathod

    Thank you very much for gaining my knowledge…

  8. Faysel Ahmed

    What a video sir🙏🙏

  9. What if I don't use credit card and do every type of transaction with debit card and UPI will I be able to get loan from Bank

  10. Music And Lakshya

    Very useful information

  11. THEAJITKHOSE

    Student ke liye konsa best rahega , with no yearly charges ?

  12. Abhishek Srivastava

    Explained so well.

  13. Dr zach Walker

    Missing that guy who provides us the summary 😂

  14. mohammed sohaib

    U deserve much more subscribers & views

  15. citi bank card kaya hoga

  16. Tanmay Singhal

    Par interest to kuch 3-4% hota h na??? Monthly

  17. Saumya Kerketta

    Young people like me should watch this instead of Netflix for good financial planning. Though i myself work in a bank but content like these are gold. Keep it up Sir. Keep motivating.

  18. Ajay Bhardwaj

    can you tell him which is the process to silender credit card?

  19. Sandeep Kumar

    what will happen when we spend zero amount in a month?

  20. imranbaig011

    I wish I used watched ur vedio 2 years back…I lost all my Amt Due to credit card
    ..

  21. Dugar Lok Geet

    Sir agar me credit card se kisi ke bank ac me paise transfer krta hu toh kya tab bhi muje interest lagega?

  22. Shubham Rastogi

    Sir, Credit Card se UPI Payment kaise kr skte hai

  23. Akshay Dhage

    Thanks for the info!

  24. Say to english or malayalam

  25. Dr. Atul Kumar Saroj

    Bahat informative…impressed and subscribed too…very necessary channel…like asset yogi…and like rachna Ranade… awesome..really appreciate it..

  26. shamim abbas laskar

    Bhai bina use kiye rakha tha 6 months ke liye free ma 6000 pay karna padha maintenance fees bolke le liya sbi walo ne

  27. khup chan mahiti dili

  28. Explained very elaborately with pros and cons. Sir I like to watch your analysis..superb

  29. Iqbal Ansari

    Ek chiz Or bhool gye sir ji ap.wo EMI wala option b hota h credit card me uske bare me nhi batye

  30. Iqbal Ansari

    But credit card ki limit agr 2/4 lack ho to tab b to pura jaye ga na froud me.

  31. shivaraj vet

    Thanks sir useful information

  32. Indu Bhusan Deori

    Can student use credit card?

  33. Sandip Basak

    Kon sa bank account ka credit card Lena chahiye ?

Leave a Reply

Your email address will not be published. Required fields are marked *