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Mortgage Explained Simply
00:26 – What is a mortgage and how does it work?
02:03 – How does a home loan / mortgage work?
03:19 – What does a 95% mortgage mean?
04:27 – What is loan to value ratio?
04:58 – What is lenders mortgage insurance?
06:18 – What does principle and interest mean with mortgages?
08:18 – Can I buy a property without a mortgage?
08:45 – How much money should I save before I buy a house?
09:15 – Conclusion.
Topics we cover in this video.
What even is a mortgage. Home loan jargon explained simply. A beginners guide to mortgages in Australia. A mortgage is a residential home loan secured against a residential property. We look at what loan to value ratio is. How the banks facilitate lending.