New How to Compare Current Mortgage Rates Without Talking to a Lender



How many times have you wanted to see what the rates are without hurting your credit?! This is a way that I, as a real estate investor, research the going rates given by lenders in the now. The site I use the most for researching loans and rates is http://www.bankrate.com

I have been using it for ages. Any time I want to compare rates before I talk to a lender, I go to the site. It’s another bargaining chip I bring with me. Either they can match the rate or they can’t. If your credit is not very good, this is also a good way to see if you’d even be able to get a loan. It may be that by performing this exercise, you find you need a co-signer/credit partner in the deal you want to do. You can also compare the amount of points, the real, or close to it, APR that will be charged, etc. It even gives you the name of the lender if you want to contact them directly. Play with the numbers, I’m sure you’ll learn something new. 😉

http://www.watchBobonYouTube.com Our discussion may include predictions, estimates or other information that might be considered forward-looking. While these forward-looking statements represent our current judgment on what the future holds, they are subject to risks and uncertainties that could cause actual results to differ materially. You are cautioned not to place undue reliance on these forward-looking statements, which reflect our opinions only as of the date of this presentation. Please keep in mind that we are not obligating ourselves to revise or publicly release the results of any revision to these forward-looking statements in light of new information or future events.

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One comment

  1. Anissha Blackwell

    Hi, Bob, thanks for the wealth of information…
    Great! Yet, some lenders don't provide much information when I call. Then should I fill out "one" application and call others for better rates afterwards and disclose what I was offered from company A for company B to possibly match or beat it? If so, will that require another credit pull and another application or just verbal? It's unclear how to comparison shop rates after I get one application. As, well how many credit inquiries are recommended, and is the time frame two weeks or a thirty day window to do it?

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