What is a Conventional Mortgage? A Conventional Mortgage is a mortgage loan that is not insured or guaranteed by the federal government or one of its agencies, such as the Federal Housing Administration (FHA), the U.S. Department of Veterans Affairs (VA), or the Rural Housing Service (RHS) Contrast with “Government Mortgage”
Most people think of high down payments when they think of conventional mortgages but that is not the truth.
The truth is there are still ways to obtain a conventional mortgage without large payments!
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