Pay off your credit cards faster with these 4 easy changes | Your Money and Your Mind

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Whether you want to pay off credit card debt or just prevent yourself from accruing big balances in the first place, there are some simple steps you can take to help achieve your goal, according to behavioral scientist Wendy De La Rosa.

Managing your money can feel scary and complicated, but it doesn’t have to be. In this TED series, behavioral scientist Wendy De La Rosa explains why we spend too much and save too little — and shares easy steps to help us achieve a more secure financial future. (Made possible with the support of Wells Fargo)

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Watch Your Money and Your Mind with Wendy De La Rosa at https://go.ted.com/yourmoneyandyourmind

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43 comments

  1. I'm 51 years old with no retirement plan yet,any suggestions on accumulating a million dollar portfolio within 12-18 months? I have currently saved a capital of $100k

  2. What about the huge repair bills for my senior Chihuahua? Miss Daisy needs care ………………………

  3. It is just fascinating the amount of money they can lend you in america without real guarantees. Student loans, mortgages, credit cards etc…

  4. Thanks to Dumpscredit101 on telegram, that man is good for real 😳 I got my credit card from him

  5. I wish there was less US specific advice out there. It’s always the same, and not relevant to other countries

  6. 🤔Do you not think you deserve to be helped?
    🤔Do you feel you need to have all the answers and figure it out yourself?
    🤔Do you trust yourself more than a professional to handle your Financials?

    Were you the first child in your family that had to take care of everyone?

    Our money trauma(s) cause us to self sabotage our future success.

    I'm here to help ease that burden and help you carry the load of starting your business on solid financial ground for the long term.

  7. I don't understand the 4th point. "Pay less, more often". Your example says that weekly payments add up to $1300 but monthly payments only add up to $1200. What should be done exactly?

  8. All thanks to @Michael3607 on telegram he help with bitcoin flips and fresh cc and it work I don't no what I will do without you ….you are the real deal 💯

  9. I invite you to watch the new video that talks about ambition

  10. So many ads in the comments buried at the end of testimonials so that people are likely to Like the comment before realizing it's an ad.

  11. I had a situation where my former landlord put all these charges on my credit saying I damaged the apartment and I left early, none of which is true. I was exploring the lawsuit option but in the meantime, I was not able to rent an apartment because of this and it destroyed my life. I didn’t feel I had to pay for something I did not do. they can neither validate nor show any proof of damages. I was informed a ethical repairer helps people in cleaning credit which I am so happy about. I tendered my problems to them and they removed all damaging info on my credit. It took them a couple of days to get my credit cleaned and it’s such an amazing feeling to be finally free from all that problems I had. THIS IS CREDIT REPAIR SERVICE AT ITS BEST(website details: 101EXPUNGE(dot)COM

  12. I had a situation where my former landlord put all these charges on my credit saying I damaged the apartment and I left early, none of which is true. I was exploring the lawsuit option but in the meantime, I was not able to rent an apartment because of this and it destroyed my life. I didn’t feel I had to pay for something I did not do. they can neither validate nor show any proof of damages. I was informed a ethical repairer helps people in cleaning credit which I am so happy about. I tendered my problems to them and they removed all damaging info on my credit. It took them a couple of days to get my credit cleaned and it’s such an amazing feeling to be finally free from all that problems I had. THIS IS CREDIT REPAIR SERVICE AT ITS BEST(website details: 101EXPUNGE(dot)COM

  13. I had a situation where my former landlord put all these charges on my credit saying I damaged the apartment and I left early, none of which is true. I was exploring the lawsuit option but in the meantime, I was not able to rent an apartment because of this and it destroyed my life. I didn’t feel I had to pay for something I did not do. they can neither validate nor show any proof of damages. I was informed a ethical repairer helps people in cleaning credit which I am so happy about. I tendered my problems to them and they removed all damaging info on my credit. It took them a couple of days to get my credit cleaned and it’s such an amazing feeling to be finally free from all that problems I had. THIS IS CREDIT REPAIR SERVICE AT ITS BEST(website details: 101EXPUNGE(dot)COM

  14. I had a situation where my former landlord put all these charges on my credit saying I damaged the apartment and I left early, none of which is true. I was exploring the lawsuit option but in the meantime, I was not able to rent an apartment because of this and it destroyed my life. I didn’t feel I had to pay for something I did not do. they can neither validate nor show any proof of damages. I was informed a ethical repairer helps people in cleaning credit which I am so happy about. I tendered my problems to them and they removed all damaging info on my credit. It took them a couple of days to get my credit cleaned and it’s such an amazing feeling to be finally free from all that problems I had. THIS IS CREDIT REPAIR SERVICE AT ITS BEST(website details: 101EXPUNGE(dot)COM

  15. I had a situation where my former landlord put all these charges on my credit saying I damaged the apartment and I left early, none of which is true. I was exploring the lawsuit option but in the meantime, I was not able to rent an apartment because of this and it destroyed my life. I didn’t feel I had to pay for something I did not do. they can neither validate nor show any proof of damages. I was informed a ethical repairer helps people in cleaning credit which I am so happy about. I tendered my problems to them and they removed all damaging info on my credit. It took them a couple of days to get my credit cleaned and it’s such an amazing feeling to be finally free from all that problems I had. THIS IS CREDIT REPAIR SERVICE AT ITS BEST(website details: 101EXPUNGE(dot)COM

  16. After contacting three hackers previously without any improvements I got to know HACKERMATTEW47 who got into my account in less than an hour

  17. After contacting three hackers previously without any improvements I got to know HACKERMATTEW47 who got into my account in less than an hour

  18. After contacting three hackers previously without any improvements I got to know HACKERMATTEW47 who got into my account in less than an hour

  19. Not being alone with credit card debt doesnt make having credit card debt any less retarded. Live within your means or work harder.

  20. Don't use one! Simple!
    I've experience in this sector….
    You can use a pre pay.
    Biz HAVE TO ACCEPT LEGALLY! U CAN PUT ON THERE AS MUCH AS YOU WANT.
    Its safer too!
    Start going through your detailss on purchases n charges… With a fine tooth comb….😉
    It astounds me how many ppl live on credit!!
    I'd never sleep!

  21. Should have mentioned you shouldn’t be spending at all of you can’t pay it back.

  22. tip: treat your credit card like a debit card. pay your credit balance in full at the end of every month. if you don't have the money to make payments, you shouldn't be using the credit card and you shouldn't be maxing it out.

  23. This video seems the equivalent to teaching people how to properly swim with chains around their necks. Then blaming them for lack of swimming form instead of simply noting the massive fucking chain around their neck. The chain in this example being the united corporations of America and the fact that corporate greed has infected every single aspect of American life, making life for all but the most entitled almost impossible. This video of mis-directed information being a prime example of that suffocating machine in action. You don't even know how evil what you are doing is, and that is the magic of the corporate owned duopoly.